Gem-Cache - Wealth By Design
By cutting out the costly middleman, an HRI Distributor can offer potential customers great value on precious gemstones. The question is, “How can that potential customer confirm the value of the precious gemstones?” Most times, the potential customer is a friend who knows the Distributor and knows they are not an expert on gemstones. Therefore, how can the Distributor prove their value to the friend?
To solve this issue and deliver Gems to the consumer for less than the traditional retail store while retaining the real value regardless of who sells them, Gem-Cache was born.
Gem-Cache contain precious gemstones: Emeralds, Rubies, and Sapphires. They are contained in a 3/4 inch bar with 22-carat Gold leaf wrapped all the way around the outside edge.
The front is much like a US dollar bill, and embedded in the top left hand corner is the Gem(s). In the top right and bottom left corner is the dollar value (price), which is also spelled out along the bottom.
On the back, you will see the Independent professional appraisal confirming the type and value of the precious Gemstone(s) embedded in the front. The detailed gemstone(s) appraisal has a picture of the Gemstone(s) along with all the information about the four “C”s: cut, clarity, color, and carat. The appraisal also includes the signature of the appraiser, the date of the appraisal, and of course, the official appraised value of the Gemstone(s).
Gem-Cache is a jewelry store in a box. It comes with instructions, a guarantee, and a warranty that it is an authentic Gem-Cache. All our emeralds come from the Muzo mine in Columbia, which is the number one source of Emeralds in the world. Every other mine in the world rates their Emeralds according to Muzo quality: Muzo 1, Muzo 2, Muzo 3, and so on. An Emerald of equal clarity and size to a Diamond is actually worth four times as much. Rubies are the 2nd most expensive gemstone, then Sapphires, and finally, diamonds. In fact, if the De Beers family had not controlled 80% of all the diamond mines since the 1800’s and masterfully created great marketing lines like “Diamonds are Forever” and “Diamonds are a girl’s best friend”, then Diamonds would be so plentiful worldwide that Emeralds, Rubies, and Sapphires would be known as the true rare precious gemstones they really are.
Three Major Reasons for Buying
While Gemstones look gorgeous, are beautiful and sparkle, there are actually three major reasons for buying them:
Gemstones are great for making jewelry or for giving as gifts. If you look at the Crown Jewels or other expensive jewelry pieces, you will notice they have a big Emerald or Ruby, with a bunch of Diamonds around them. In the same way, in all high-end jewelry, Diamonds are commonly used to enhance the true colors of Emeralds, Rubies and Sapphires.
Most people buy Gemstones based on what looks good or what they can see will make a great jewelry piece. For example, if you’re making earrings, you want to buy something smaller that’s maybe oval or rectangular and, you will need two of the same size. If you are planning to make a ring, you might consider whether to get a few pieces or just one solitaire piece and if it’s to be a necklace, you will want to consider what size Gem and how many.
Jewelry makes great presents for anniversaries, birthdays, graduations, or whatever the occasion. The nice thing about gemstones is they are good value for everybody; there are endless types of jewelry pieces a person can have made from them. In fact, the most expensive part of a jewelry piece, in many cases representing about 85 to 90 percent of the price of the jewelry, is the gem itself. It is the best gift to give since the receiver can now create his or her own customized piece for little money. Jewelry is all about the gemstone.
2) Lasting Value
The second reason to consider buying gemstones is to collect them.
You can collect them just because you like them while the great thing about gems is historically they go up in value. The population on Earth is growing all the time, and there are less and less Gemstones to be mined. Since there are fewer, gemstones go up in value because of supply and demand. This is a great way to pack a little savings away for retirement, university costs or as an emergency fund, etc.
There are many stories coming out of war zones where people have escaped with nothing but their lives and some gemstones, and thus, they were able to sell them and get money unlike other refugees since their previous country’s paper money was worth nothing. Remember that unlike gold, gemstones weigh nothing in comparison to its value; a million dollars’ worth can fit in the palm of your hand, making them very portable.
The Secret to Wealth
While it helps if you make more money, the secret to wealth is really all about how much of it you keep.
In other words, if Joe makes $25,000 a year and manages to save $10,000 while Eric makes $100,000 a year but spends $110,000… who’s wealthier? Eric’s mismanagement of money puts him on the way to bankruptcy! However, Joe has a liquid $10,000, and it is likely to increase year after year. Therefore, Joe is wealthier.
Making more money is good, but keeping the money you made is even better. So, how about this to increase your personal wealth: every time you buy something, you first try to trade your Gem-Cache? That’s right, you keep your money. It can work any time you meet an owner, even with a small vendor; say “Listen here’s my $500 worth of gems, I’ll give them to you for only $450 worth of credit which I’ll spend on your fruits and vegetables over the next few months.” The owner is thinking, “That’s a pretty good deal for me. My cost on those fruits is so much cheaper, and I’m paid in full up-front. I also have that customer locked in for the next few months so he is not buying from a competitor, guaranteed!” This is a WIN-WIN for both the owner and you since neither of you is paying the retail price.
History of Barter Trade
The Colonial Era. During the 17th and 18th centuries, money was scarce, so the colonists relied primarily on bartering with commodities such as beaver pelts, corn, musket balls, nails, tobacco, and deerskins (from which we get our modern slang, "buck" meaning "dollar").
The Great Depression. During the1930s, money was scarce. People established barter groups like The Unemployed Citizens League of Denver (with 34,000 members) and the National Development Assoc.
The Early 1980s. During a long recession, bartering regained popularity. It was featured in many magazine articles and books. A business-consulting firm might agree to offer its expertise to a restaurant in exchange for meals. Alternatively, a trucking company might trade its services to a marketing firm in return for promotional items. Hundreds of barter clubs were created throughout the nation.
As you can see, the idea of trading is not new, and in fact, it grows in popularity whenever there is a recession. Trading something you bought at wholesale for something that you need just makes sense. Gems are one of the few items in the world that bring value to just about anyone living anywhere, making them the best trade item on the planet!
This is where you can get the most value out of your Gemstones. Gems are great for trading. This is where you really win big. With HomeRun International, you pay only a fraction of the price for precious Gemstones from 45% to as low as 29.5%.
Let’s say that somebody has a used stereo for sale. The stereo is $1,999 new with full-blown stereo speakers; it’s the whole package. The Seller had it for less than 2 years, and they need to sell it due to limited space.
They put it up for sale at $1,000, first come first served. It’s a good deal because it’s half price. If it’s been a few weeks with no offers so far, the Seller might consider a trade, wouldn’t he? So, you might say, “I happen to have some precious gemstones that I would like to trade you. I can make you a great deal, “Tell you what; I’ll give you $1,000 in gems. You can pick whatever gems you want; I got a few here from which to choose. If he says no and you really want the stereo, you can always offer more. Most likely, the seller is thinking, “at least I’m getting the full price I wanted, and I have really got to get rid of it now because it’s taking up space. So he says, “Ok.” Now, what’s your cost? If you paid 29.5%, you paid $295 for $1,000 in Gem-Cache. For $295, you got his $2,000 stereo. For sure, that’s a great deal for you and he is happy too. You can keep it, knowing you got a great deal, or you can put the stereo up for sale yourself for $1,200, $1,000, $800, it’s doesn’t matter since you will make money.
Something to keep in mind is if you’re buying a $2,000 item, it’s unlikely that you can hand over $5,000 worth of Gem-Cache and get the seller to give you $3,000 change: now that would be nice! Therefore, the best way to have flexibility in negotiating is for you to be prepared with several Gem-Cache of different values so you can give only the value of what you agreed upon.
The trading possibilities are endless. If you’re going to trade, of course, you can’t go to Wal-Mart and say, “I want to pay for this $1,000 worth of groceries with this $1,000 worth of gems.” To make a trade, you will have to speak to an owner, like the Seller of the stereo in the above example. Trading gems at a surplus store, a used items store, or any store where the owner is available is totally realistic. You can show the value is in fact the value by inviting them to research the Independent Appraiser and confirming he is one of the top professionals in the industry, and that he created a computer program to appraise colored gemstones that is used internationally. Further, the value is confirmed since the Gem-Cache is sealed. Once you have found an owner (the person who is capable of making the decision) you can offer to trade.
Example 2:Another great example of places to trade is with professionals such as doctors, lawyers or accountants as they are owners selling their personal time. They decide whether they could use a precious gemstone for a present or to store away, etc. If they are hesitant to consider trading their services for your Gem-Cache, you could sweeten the offer by being available when they are not busy so they get something for what would have otherwise been their down time.
Example 3: Another example of when someone will consider a trade; John has owned a store selling chairs for 10 years. Of course, he has lots of every kind of chairs imaginable, and of course, his house has all the best chairs possible. He’s a week away from his wedding anniversary and needs a present:
Option A - John wraps up a great chair, puts a big bow on it and brings the chair to his wife for their anniversary. What happens? Likely, the wife will pick up the chair and smash him over the head with it, saying, “Are you kidding me? You brought me home a chair for our anniversary! We’ve got 10 in the garage we’re not even using. I don’t have any need for another one!” That present is not going to go over well, is it?
Therefore, John with his chair store has a problem; that chair meant nothing to him (or to his wife!). He already has inventory lying around and in any case, he buys them at wholesale. A trade for a Gem would allow John to get the gem at the wholesale cost of his chairs. A great deal for him.
Option B - You need a nice set of chairs for your kitchen table so you go to John’s store.
“How much are these six chairs?” John offers them to you for $3,000 as they are of outstanding quality. Instead of trying to haggle, you ask, “I wonder if you’d consider a deal. I’m willing to trade you some gems. I happen to be in the precious gemstone business.” If John has to get an anniversary gift anyway, he will be very receptive. So, you show him some Gem-Cache. He drives a hard bargain, agreeing to part with the chairs for $3,500 worth of gems. Since your cost is 29.5%, in effect, you paid $1,032.50 for chairs worth $3,000. How did you do in that trade? Well, you were able to get the chairs for almost a third of the price, and that’s awesome. Now, how did John do with the trade? Well, he’s has $3,500 worth of gems for his wholesale cost of the chairs and now with a happy wife, he has a happy life!
Whenever somebody’s selling something used (things they are not normally in the business of selling), you are in a stronger position since they are more willing to trade. As an example, a person with a 2-bedroom apartment has set-up one bedroom as an office; with his bookshelves, c-shape desk, chairs, the complete office set. His Grandmother gets sick thus, he wants to have her to live with him right away, and therefore he needs the office bedroom. His Grandma is moving in Friday so he needs to get rid of the office stuff immediately. He puts it up for sale for $2,000, since he paid $4,000 for the set. You go there and say, “I’m interested, are you willing to consider a trade? I have $2,000 in precious Gems and I am willing to trade it for the office set. I can take it right away, I’ll bring over a truck and your room is going to be empty by the end of the day.” The bed he ordered for his Grandmother is due to be delivered in 2 days, so he agrees and accepts your $2,000 Gem-Cache. You get the office set which at the store would have cost you $4,000 for your cost of the Gem-Cache, which at 29.5% is only $590. Both sides are happy. This is an easy trade as you are dealing with the owner, there is a space issue and there are time issues.
Trading may not work in a case where the owner needs the money to buy a replacement unit, such as the person who sells a car but needs another car. It’s different if the owner has a car just sitting there and he needs the space. Would that owner consider trading? Absolutely. The bigger the item is the more likely an owner will be anxious to get rid of it.
Trading is big bucks and it can easily make you wealthy. If you can trade the Gems you bought at wholesale instead of spending your hard cash for the things you need, then that turns into more saved money for you. The best thing about Gem-Cache is that as Gem-Cache, its value is unquestionable, thus everybody can easily appreciate it.
Since Gems are so trade-able, you may want to buy as many Gems as you can, and take advantage of the highest upgrades offered to ensure you get them at the best price.
The following are things to look for when planning to make a trade:
- It’s easier if you deal with an owner.
- It’s easier if you personally meet before talking about a Gem-Cache trade.
- It’s easier if they have been trying to sell the item for some time.
- It’s easier if the item is bulky taking valuable space, and you are ready to move it.
- It’s easier if they have to get rid of an item by a certain date.
- It’s easier if the item is out of season.
- It’s easier if they bought it at wholesale, as you did.
Use your Gem-Cache for as many trades as possible and keep your cash, which helps in building your wealth!